Dreaming of a White Christmas

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Dreaming of a White Christmas

I bet we all cant wait for peace to be restored and tempers calmed to have a happy holiday.

While we wait in earnest anticipation of a peaceful holiday period, let us recognize the times and seasons.

December has already been unproductive. January is right around the corner which means if you are a parent school fees is looming and staring you in the face.

If you are a business owner, salaries and gifts to customers beckon.